Lahore: The Bank of Punjab (BOP) posted an impressive financial performance for the year ending December 31, 2025, with a 99% growth in operational profit and total deposits exceeding Rs. 2 trillion, as announced at a Board of Directors meeting. The Board commended the bank's management for navigating challenging economic conditions and delivering substantial financial results.
According to The Bank of Punjab, the audited financial statements were approved in a meeting on February 17, 2026. A 46% year-on-year growth resulted in a pre-tax profit of Rs. 35.80 billion. The Bank declared a final cash dividend of Rs. 1.50 per share, in addition to an interim dividend of Rs. 1.00 per share, marking a significant achievement in its financial history.
Contributing to the growth, current deposits increased by 34%, reaching Rs. 476 billion, indicating strong customer confidence. The Bank reported an 84% increase in net interest income, totaling Rs. 81.10 billion, and a 23% rise in non-markup income, excluding capital gains. The cost-to-income ratio improved to 59.65%, driven by cost optimization and technological advancements.
Throughout the year, BOP reinforced its role as a strategic partner to the Government of Punjab, supporting financial inclusion and economic growth initiatives. The Bank launched new deposit products, expanded digital and branch-led account opening, and implemented a comprehensive Islamic banking awareness program. Over 78% of customer transactions migrated to digital platforms, supported by new digital strategies.
The Board emphasized the Bank's focus on innovation and digital transformation, strengthening its foundations for sustainable growth. The results reflect the resilience of BOP's business model, ensuring consistent value delivery to stakeholders amid evolving market challenges.
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