Karachi: Bank Alfalah Limited has released its financial results for the year ending December 31, 2025, revealing a profit after tax of PKR 28.34 billion. The Board of Directors also approved a final cash dividend per share of PKR 3.00, resulting in a total dividend payout of PKR 10.50 per share for the year. In addition, the bank has proposed a 2-for-1 stock split to improve share liquidity and investor accessibility.
According to Bank Alfalah, the bank's total deposits reached PKR 2.49 trillion, marking a 16.8% increase year-on-year. This growth aligns with the bank's strategic focus on building a stable deposit base. Net interest income saw a 7.1% rise despite a lower interest rate environment. The bank reported gross advances of PKR 1.15 trillion, with growth in consumer, SME, and agricultural segments.
Bank Alfalah's capital adequacy ratio stood at 15.87%, exceeding the regulatory minimum. Additionally, the bank earmarked an extra USD 5 million for flood rehabilitation efforts, bringing its total contribution to USD 15 million since 2022. In 2025, the bank invested USD 1.6 million in community development through its CSR initiatives.
The bank also received recognition for digital innovation and customer engagement, winning awards for Digital Excellence and Customer Engagement at the Pakistan Banking Awards. Bank Alfalah aims to continue enhancing its franchise value and shareholder returns by expanding lending and accelerating digital transformation.
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